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Facts About Being A Homeowner That You Didn’t Know About

Becoming a new homeowner can be scary but as long as your informed, this process should be fun and enjoyable for both parties. The Huffington Post provided an article listing myths about owning a house that are not true.

  1. Just because you have a lifetime warranty does not mean that you will be covered for life. People often think that if they have a “lifetime warranty” they are covered forever. Some companies will cover five years’ worth of repairs, while other companies will cover as long as you own the house. A company may also cover just the house, which will add value as the time of selling.
  2. Having new appliances will not necessarily function better than the old ones. Many appliances being made now are being made exactly like past appliances. There may be some differences here and there, but the actual processors are the same. So, if you are worried about having spending money to change all your kitchen appliances for new ones thinking they won’t work as well, don’t worry. They will work just fine.
  3. Anyone can have a security system, not just the rich. Yes, security systems will cost hundreds of dollars. Fortunately, there are many options for a low cost that will allow you to monitor your home directly from your phone. Also, homeowners’ insurance will offer 15-20% off discount for those who have a security system installed.
  4. Adding technology can be very simple. Smart home devices have become very popular within the last couple years. While they are not for everyone, many choose to go forth with installing them to make their lives “easier”
  5. Insurance will not cover every type of flood. Many insurance companies will cover for an accident that happens in your home, like a kitchen hose, or a from a dishwasher. Yet, they will most likely not cover an incident that occurs from an outside source. An example of this would be a sewer pipe. It is important to speak to your insurance provider to make sure any needed additional coverage is added to the current policy.
  6. Yes, you will need a permit if you want to remodel your home. Small changes like changing the flooring of your house may not need a permit, but if you plan on taking down walls and placing new electrical outlets, a permit will be needed. Keep in mind that permits will cost money.
  7. Not every upgrade will add value to your home. Changes such as adding a pool, or even going all out for a kitchen remodeling will decrease the value of your home. This will become an issue at the time of selling your home. Especially potential buyers with kids will be less inclined to buy a house with hazards such as a pool. Tearing down a wall to make a room bigger may seem like a good idea, but this actually decreases the room count of the house, decreasing its value.

References

Brenoff, Ann. “7 Myths About Owning A House That Just Aren’t True.” The Huffington Post, TheHuffingtonPost.com, 15 Feb. 2018, www.huffingtonpost.com/entry/myths-about-owning-a-house-that-just-arent-true_us_5a820084e4b0580d3d6d6f8e.

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